Bill graduated from Missouri University of Science and Technology in Rolla, Missouri with an BS degree in Electrical Engineering.  Bill started his professional career with Monitor Labs developing technical applications with focus on data analytic.  That eventually led to a fourteen year technical and leadership career at Cavion Plus as Senior Software Engineer, Director of Software Development, and Head of Software-As-A-Service Channel.  It was this capacity that he conceived products and services that successful launched a start-up business then  IPO.  Most recently, within Visa Inc., Bill is the Head of Technology Strategy.  He droves technology transformation and has applied innovation agenda through conducting proof-of-concepts and developing a pipeline of feasible solutions and reference architectures in building the business/engineering innovation.